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Move money between crypto and fiat

Your Railor fiat account connects to a network of regulated crypto exchange partners – so you can buy crypto or convert proceeds back to fiat without managing a separate exchange relationship. 

Compliant and transparent

Every transaction runs through regulated channels. Full documentation is available for your accountant, auditors, or compliance team.

No separate onboarding

Railor clients get access to our partner exchange network through their existing account – no separate applications or onboarding required.

On/off-ramp built for businesses

Competitive rates, a convenient flow, reasonable volume limits, and a dedicated account manager keeping an eye on your transactions.

A really multi-currency on/off-ramp

Railor gives your business a genuinely multi-currency experience – convert between 140 fiat currencies and all major crypto coins, from a single account.

Really global coverage 

With Railor, you can convert your fiat funds to stablecoins and all major cryptocurrencies – making it practical to pay suppliers, settle invoices, and receive funds from anywhere in the world.

With 140 fiat currencies and the full crypto range available through one account, your team manages every transaction in one place.

On-ramp or off-ramp – you choose

Both directions are available through your Railor account - whether you want to move fiat into crypto or convert crypto back into everyday spending power.

Convert crypto to fiat

Receive crypto and convert it into your Railor fiat balance via our partner network. Transfer with SEPA, SWIFT, local banking rails, alternative payment methods, or spend directly with your Railor prepaid card.

01

Convert fiat to crypto

Purchase crypto from your Railor balance through our regulated partner network and pay suppliers, top up wallets, or fund an on-chain operation.

02

Regulated from end to end

Railor doesn’t operate as a crypto exchange. Instead, we give you access to a network of licensed, regulated vetted exchange partners. You go through one onboarding process, with Railor. The partner network handles the exchange. You get the liquidity without the operational overhead.

Up and running with on/off-ramp in days, not months

Open a Railor account and get instant access to our crypto on/off-ramp – no separate applications, no additional onboarding. Your dedicated account manager guides you through every step, from application to first transaction.

Meet our team

Tell us about your business. We'll show you exactly how Railor can be structured around your needs – no generic demos, no sales scripts.

Submit your profile

Complete a short questionnaire and provide your documents. Our team handles the rest and keeps you informed at every step until your account is approved.

Start transacting

Send and receive globally, convert currencies at real rates, and manage everything from one place – with a dedicated account manager in your corner from day one.

Business payments with relationship bank DNA

Global payment infrastructure, a dedicated expert support, and a team that treats your business like its own.

Answers to common questions

Everything you need to know about
our product and services in one place

Railor doesn’t convert funds itself – we give you access to a network of licensed, regulated exchange partners who do. It works in both directions: move fiat from your Railor account into crypto, or convert crypto proceeds back into your fiat balance.

Through the Railor partner network, you can convert stablecoins (USDT and USDC) as well as major cryptocurrencies (Bitcoin, Ethereum, etc.). Need something more specific? Ask your account manager.

No. One onboarding, with Railor – that’s it. Your existing account gives you access to the entire partner exchange network. No separate applications, no second round of KYB, no new relationship to manage.

Typically within a few hours, in either direction – crypto to fiat or fiat to crypto. In some cases it may take longer, but your account manager keeps you informed at every step.