Meet our team
Tell us about your business. We'll show you exactly how Railor can be structured around your needs – no generic demos, no sales scripts.
One account for every currency
Dedicated multi-currency IBANs built for frictionless global expansion. Safeguard your margins with low-cost local routing, real-time tracking, and dedicated account support.
100+ Collection currencies
Accept global payments in the currency your customers pay in, no forced conversion.
140+ Currencies
to send
Execute outbound local bank transfers and payments in almost any country in the world.
200+ countries and territories accessed
Seamless global reach so you can get paid and send payments to anyone, anywhere, without limits.
WHY BUSINESSES COME TO US
The infrastructure of modern fintech. The expertise of a relationship bank
Growing businesses often outpace what traditional financial providers can offer – too complex for a averege fintech, too fast-moving for a legacy bank. Railor is built for exactly that space.
Your business, everywhere it needs to be
Railor provides ambitious businesses with multi-currency accounts to send, receive, and hold funds globally like a local. But powerful infrastructure is only half the story – every account is backed by expert, dedicated support to keep your business moving forward, completely free from traditional bureaucratic delays.
Think of it as a private terminal on global financial rails – the massive reach of international infrastructure, delivered with the tailored precision of a boutique service.
PAYMENT INFRASTRUCTURE
Your payments, routed the right way
Railor connects your account to the world's major payment networks – giving your business the speed, coverage, and reliability to move money wherever it needs to go.
SEPA / SEPA instant
Euro transfers across 41 countries & territories – processed same-day via SEPA or in seconds, 24/7, via SEPA Instant.
Local rails
Access local payment networks in key markets - reducing fees and transit times on domestic transfers.
SWIFT
Send and receive payments worldwide. The global standard for international wire transfers – your gateway beyond Europe.
Alternative methods
Support for local and emerging payment methods across key markets – so your customers and partners can pay the way they prefer, wherever they are.
CRYPTO ACCESS
Fiat to crypto.
Fiat to crypto.
Crypto to fiat
Railor connects you to a network of vetted, regulated liquidity partners – so you can convert between fiat and crypto directly from your account, without the complexity of managing a separate exchange.
DEBIT CARDS
Complete your
Complete your
account with a card
Once your multi-currency IBAN is set up, add a Railor debit card and and pay online and in-stores. Assign cards to team members, projects, or campaigns – and keep full visibility over every transaction from one place.
Up and running in days, not months
Getting started with Railor is straightforward. No lengthy paperwork, no unexplained delays – your dedicated account manager guides you through every step, from application to first transaction.
Submit your profile
Complete a short questionnaire and provide your documents. Our team handles the rest and keeps you informed at every step until your account is approved.
Start transacting
Send and receive globally, convert currencies at real rates, and manage everything from one place – with a dedicated account manager in your corner from day one.
FAQ
Answers to common questions
Everything you need to know about our product and services in one place
An IBAN issued in your company’s name – yours and yours only. Payments arrive with your business as the named account holder, which means cleaner reconciliation, fewer compliance questions from counterparties, and more trust on every invoice. Unlike an aggregate (pooled) IBAN, where funds are routed through a shared account, a dedicated IBAN is your business’s own address on the payment network.
For everyday payments – it isn’t. You send, receive, and hold funds the same way. The difference is who’s behind it: as a licensed EMI, Railor safeguards your funds in full at licensed credit institutions and never mixes them with its own. What Railor doesn’t offer are certain bank-only services, such as interest on deposits.
From 2 to 14 business days, depending on the complexity of your business structure. A real person guides you through every step: no automated emails, no documentation black holes. We’re not live yet, but you can get in line now. Talk to our team and be among the first to onboard at launch.
The brand is new. The licence isn’t. Railor operates under EMI Licence No. 8, issued by the Bank of Lithuania and held continuously since 2017 – publicly verifiable in the official register. Your funds are safeguarded in segregated accounts at licensed credit institutions, protected by EU law, and never mixed with ours.
See how we protect your money.
